Single Family Housing Programs

  • Meleah Smith
  • Housing Program Director
  • USDA Rural Development
  • 2118 West Park Court, Suite A,
  • Champaign, IL 61821
  • Phone: 217-403-6229
  • Fax: 855-832-8691
  • Email:
  • Website Link: 

Purpose of the Program

USDA Rural Development makes loans and grants to provide rural residents with decent, safe and sanitary housing. It provides a number of homeownership opportunities to rural Americans, as well as programs for home renovation and repair. USDA also makes financing available to elderly, disabled, or low-income rural residents of multi-unit buildings to ensure they are able to make rent payments.

Who is Eligible

Housing in this program is modest in size, design, and cost, but meets Government-observed development standards in rural communities (non-metro, typically less than 20,000 pop.). See for further information.

Application Process

Applications available year-round.

Availability of Funds

Varies based upon congressional appropriation.

How Funds Can Be Used

Funds must be used to purchase, repair, or construct owner-occupied residences.

Types of Assistance

Loans, Technical Assistance, Grants, and Other assistance.